The Below Sound Familiar To You ?

• After paying for so many installments (1~3yrs), why I still own so much?
• How much interest actually bank charging me?
• Don’t know how the repayment was calculated?
• Daily rest has lower interest incurred compare to monthly rest?
• “x” bank offer lower interest rate, good to go for refinancing!
• BLR rate has adjusted lower but why my installment didn’t reduce?
• I have no idea how much I still own to the bank?
• How many type of housing loan offer by the commercial bank?
• I can’t start my installment but just paying interest to the bank?
• My lender allow me to offset my interest by deposit more $ into the acct !
• I am not sure how much I have paid? B’cos it has auto-debit system!
• I have paid a lump sum and my lender told me my tenure has shorten!

Would you get a satisfactory anwer for the above from your lender?